Private Hard Money Lending

FlexTerm Loan

Customize loans to meet the individual needs of each investor.

Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

Key Features

30-year fixed rate. Interest-only payments up to 10 years. Great for qualifying self-employed investors and small business owners. Based on property value, not personal income. Best alternative to hard money loans.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mixed-Use Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

ARV Pro

A short-term solution for improving property value and maximizing rental appeal.

Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.

Key Features

Allows borrowers to finance improvements based on the property’s “as repaired value.” Helps to increase market value, rental appeal, demand, and rental rates. Great for borrowers who need a quick close. An interest-only, 1-year term to lower monthly payments. A higher LTV than hard money lenders.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units)

Flex I/O

A short-term interest-only loan program.

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

Streamlined underwriting. No seasoning of ownership required. Improved pricing compared to our FlexTerm program. Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mixed-Use Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Fast50 Loan

The Fast50 Loan is a quick funding solution for individuals and businesses that need fast access to capital. It is designed for time-sensitive projects and urgent financial needs, ensuring borrowers can secure funds without unnecessary delays.

With minimal documentation and a rapid approval process, the Fast50 Loan provides up to 50% LTV financing. This makes it an excellent option for those who require emergency funding while maintaining financial stability.

Foreign Investor Loan

The perfect option for foreign real estate investors.

Key Features

LTVs of up to 65%. No U.S. credit required. 30-year fixed rate. Par pricing.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mixed-Use Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)